Missed Your RD Installment? Check Bank Penalty, Grace Rules and When Your Account Could Be Closed

Recurring Deposits (RDs) are commonly used by people who want to build savings through fixed monthly contributions. Instead of investing a large amount at once, an RD allows you to deposit a predeterm...

Need ₹3 Lakh Urgently? Should You Break a ₹5 Lakh FD or Take a Loan Against It? Check the Math

An unexpected financial requirement can force you to use savings that were originally meant for another purpose. If a large part of your money is locked in a fixed deposit (FD), one common question is...

Gold Prices Fall at Start of Week: Check Latest 22K and 24K Rates in Delhi, Mumbai, Chennai and Other Cities

Gold prices moved lower across several Indian cities at the beginning of the week on Monday, September 28, 2026. Buyers checking rates for jewellery or investment purposes are seeing cheaper prices co...

NPS Withdrawal After 60: Can You Take Out 100% of Your Corpus? Check Exit and Tax Rules

National Pension System (NPS) subscribers approaching retirement may now have greater flexibility in withdrawing money from their Tier-I account, but withdrawing the entire corpus can raise an importa...

Bank Holidays October 2026: Branches to Close on These 16 Dates—Check the Full State-Wise List

Bank customers planning branch visits in October 2026 should check the holiday calendar before scheduling important work. With Gandhi Jayanti, Durga Puja, Dussehra, Karwa Chauth and several regional f...

Special FD vs Regular FD: Where Should You Put ₹10 Lakh? Check Returns, Tax and Early-Exit Cost

Special fixed deposits with unusual tenures such as 444 days or 555 days often attract attention because banks may offer slightly higher interest rates than their standard FD plans. An additional 0.15...

Is ₹1 Crore Enough for Retirement? See How Long Your Corpus Could Last at Different Monthly Expenses

Building a retirement corpus of ₹1 crore may sound like a major financial milestone, but the bigger question begins after retirement: how long will that money actually last?There is no single answer....

8th Pay Commission: Unions Seek Up to ₹72,000 Minimum Pay and 4.00 Fitment Factor—What It Means

The 8th Central Pay Commission process is moving ahead, with employee organisations putting forward major proposals covering minimum basic pay, the fitment factor, annual increments and the structure...

Buying an Old House With a Home Loan? Check These 6 Things Before You Sign the Deal

Buying a resale or older property can sometimes offer advantages over purchasing a newly built home. Established neighbourhoods often have better access to roads, markets, schools and other essential...

ITR Deadline Extended: Tax Audit Returns Can Now Be Filed Until November 21, 2026

Taxpayers covered under tax audit requirements have received additional time to complete their income tax return filing for Assessment Year 2026-27. According to the information provided, the Central...