PPF or VPF for Salaried Employees? What ₹5,000 a Month Could Become in 15 Years

A salaried employee who can save an extra ₹5,000 each month may consider two familiar options: the Public Provident Fund (PPF) and the Voluntary Provident Fund (VPF). Both can support long-term saving...

Your Mutual Fund SIP Is in Loss: Should You Pause, Continue or Exit?

A mutual fund SIP showing a loss can make every monthly instalment feel like a mistake. But a negative return answers only one question: what your investment is worth today compared with what you have...

Could Your Home Loan EMI Rise? Why an RBI Rate Hike Is Being Discussed

The Reserve Bank of India has not announced the rate increase described in a new brokerage report. Motilal Oswal Financial Services has outlined a conditional scenario: if expensive crude oil keeps in...

EPFO Wage Ceiling Rises to ₹25,000: What Could Change in Your Salary and Pension

The monthly wage ceiling for mandatory Employees’ Provident Fund (EPF) coverage has risen from ₹15,000 to ₹25,000, effective September 17, 2026. The change is expected to bring more than 51 lakh addit...

Gold and Silver Futures Slip on MCX: September 21 Prices and Levels Analysts Are Watching

Gold and silver futures began the week lower on India’s Multi Commodity Exchange (MCX). At around 11:30 a.m. on Monday, September 21, 2026, the October gold contract was trading at ₹1,53,450 per 10 gr...

LPG Prices on September 21: Domestic and Commercial Cylinder Rates in 9 Cities

LPG cylinder prices are unchanged on September 21, 2026, according to the latest reported rates. A 14.2 kg domestic cylinder costs ₹942 in Delhi and ₹941.50 in Mumbai. For businesses buying a 19 kg co...

Petrol and Diesel Prices on September 21: Check Rates in 14 Indian Cities

Petrol and diesel prices vary sharply across Indian cities on September 21, 2026. The rates in the supplied city list range from ₹98.10 to ₹115.69 per litre for petrol and from ₹86.09 to ₹104.40 for d...

Bank Strike Alert: Branch Services May Be Disrupted for Five Days From September 26

Bank customers may face branch-level disruption for five consecutive days at the end of September 2026 because two regular holidays are immediately followed by a proposed nationwide strike.The United...

8th Pay Commission: Six Key Updates on Salary, Pension, Fitment Factor and Arrears

The Eighth Central Pay Commission has become one of the most closely watched developments for central government employees and pensioners. Its recommendations could eventually reshape basic pay, allow...

EPS Pension After ₹25,000 Wage Ceiling: Who Could Receive ₹12,500 a Month?

The reported increase in the Employees’ Provident Fund wage ceiling from ₹15,000 to ₹25,000 has generated considerable interest among salaried workers. Under the revised calculation discussed in the r...