Bank Holiday Today, November 9, 2026: Planning to visit your bank this Monday? Customers in several parts of India may need to reschedule branch-related work because of regional holidays associated with Diwali, Lakshmi Puja, Govardhan Puja and Vishwakarma Day.

According to a holiday update published by Moneycontrol Hindi, bank branches are scheduled to remain closed in selected states and cities on November 9, 2026. However, banking holidays in India are not uniform nationwide. A holiday applicable in Jaipur or Lucknow does not necessarily mean that branches in Mumbai, Delhi or Bengaluru will also be closed.

Customers should check the Reserve Bank of India's (RBI) regional holiday calendar and their bank's official announcements before visiting a branch.

Why Are Banks Closed on November 9, 2026?

The reported bank closures are associated with festivals observed during the Diwali period.

Diwali, Lakshmi Puja, Govardhan Puja and Vishwakarma Day are important religious and cultural occasions celebrated in different parts of India.

The RBI publishes a regional holiday calendar covering bank holidays under the Negotiable Instruments Act, holidays related to RTGS arrangements and annual closing of bank accounts.

The holiday schedule varies according to regional observances and applicable notifications.

Therefore, customers should not assume that November 9 is a compulsory banking holiday throughout the country.

Bank Holiday November 9: Which Cities Are Listed?

The source report identifies the following locations as observing a bank holiday on Monday, November 9, 2026.

Important: This is the list reported by the source article, not an independently verified extract of the RBI's official November 2026 holiday calendar. Customers should confirm the applicable holiday for their banking location.

The report also indicates that regular banking services may remain available in locations such as Delhi, Mumbai and Kolkata, subject to their respective holiday schedules.

Are Banks Open in Delhi, Mumbai and Other Major Cities?

Bank branches in cities not observing the relevant regional holiday may operate according to their usual Monday schedules.

However, a branch's operating status can depend on local notifications and the bank's own arrangements.

Customers should check the holiday information published by their bank rather than relying only on a national list.

This is particularly important for businesses, traders and individuals planning time-sensitive transactions.

Which Banking Services Remain Available During a Holiday?

Even when physical branches are closed, customers can generally continue using many digital banking facilities.

Digital banking services remain subject to technical availability, scheduled maintenance and the applicable banking system arrangements.

Will UPI Payments Work on November 9?

Customers can generally continue making payments through UPI applications such as Google Pay, PhonePe, Paytm, BHIM and supported bank applications.

UPI services operate independently of ordinary branch opening hours.

This means users can usually transfer money, pay merchants and scan QR codes even when their local bank branch is closed.

However, temporary interruptions may still occur because of technical issues, network problems or maintenance.

Can You Transfer Money Through NEFT, RTGS and IMPS?

India's major electronic fund transfer systems are designed to support transactions beyond normal branch hours.

NEFT and RTGS operate on a round-the-clock basis under the applicable RBI arrangements, while IMPS is generally available continuously through participating banks.

Customers can therefore normally initiate supported transfers using internet or mobile banking during a regional bank holiday.

Actual transaction processing may still be affected by technical issues, account restrictions or bank-specific controls.

Will ATMs and Cash Deposit Machines Remain Operational?

ATMs generally continue functioning during bank holidays, allowing customers to withdraw cash without visiting a branch counter.

Cash deposit machines may also remain available at supported locations.

However, their operation depends on cash availability, machine condition, connectivity and bank arrangements.

Customers planning large cash transactions should make suitable arrangements in advance.

Which Branch Services May Be Affected?

Customers visiting branches for in-person assistance may face delays in areas observing the holiday.

Activities that could be affected include counter-based cash transactions, physical document verification, certain account-opening formalities and services requiring branch staff.

Cheque processing and settlement timelines may also depend on the relevant clearing arrangements and whether the required banking systems are operating.

It would be incorrect to assume that every cheque-clearing activity automatically stops nationwide because some regional branches are closed.

How to Check the Official RBI Bank Holiday Calendar

The RBI provides information about regional bank holidays through its official website.

Customers can visit rbi.org.in and locate the bank holiday section.

Select the relevant month and regional banking centre to review the applicable holiday schedule.

It is also advisable to check your bank's official website or customer service announcements.

Since regional holidays differ, checking the calendar for the correct location is essential.

What Should Customers Do Before Visiting a Bank?

If you need to complete an urgent transaction, confirm whether your branch is open before travelling.

For routine payments and money transfers, digital banking may provide a convenient alternative.

Customers requiring physical services, including document submission or branch-assisted account updates, should plan their visit around the applicable holiday schedule.

Businesses should also consider possible delays in services that require manual processing or branch-level approval.

Conclusion

Monday, November 9, 2026, is reported as a regional bank holiday in several Indian locations because of Diwali-related celebrations.

The source report lists Jaipur, Lucknow, Kanpur, Bhopal, Chandigarh, Agartala, Gangtok and Imphal among the affected locations.

However, these reported closures should be checked against the RBI's official regional holiday calendar before making travel or transaction plans.

While branch operations may be affected, digital services such as UPI, internet banking, NEFT, RTGS and IMPS are generally expected to remain accessible.

Verification update: The RBI's official November 2026 holiday calendar confirms bank closures on November 9 in Jaipur, Bhopal, Chandigarh, Agartala, Gangtok, Imphal, Kanpur and Lucknow. The listed holiday covers Diwali, Lakshmi Puja, Govardhan Puja and Vishwakarma Day.