Business
Bank Holiday October 22, 2026: Banks Closed in This State on Thursday; Check RBI Holiday List
Bank Holiday October 22, 2026: Banks will remain closed in Sikkim on Thursday, October 22, on account of Durga Puja and Dashain, according to the holiday schedule cited in the report. However, this is not a nationwide bank holiday. Bank branches in most other states, including Delhi, Uttar Pradesh, Rajasthan, Maharashtra and Madhya Pradesh, are expected to operate according to their regular schedules. Customers planning to visit a bank should check the applicable state-wise holiday calendar before leaving home.
Bank Holiday Tomorrow: Are Banks Closed on October 22?
Bank customers planning to complete important financial transactions on Thursday, October 22, 2026, should check whether their local branches will be operational.
According to the Reserve Bank of India (RBI) holiday calendar referenced in the report, bank branches in Sikkim will remain closed for Durga Puja and Dashain celebrations.
The holiday applies to scheduled bank branches operating in the state under the applicable holiday notification.
It is important to understand that bank holidays in India are not always observed across the entire country.
Apart from nationwide weekly holidays and certain common closures, many banking holidays depend on regional festivals and state-specific notifications.
Therefore, a bank branch may be closed in Sikkim while branches of the same bank remain open in other states.
Bank Holiday October 22, 2026: Key Details
| Particular | Information |
|---|---|
| Date | October 22, 2026 |
| Day | Thursday |
| Holiday Occasion | Durga Puja / Dashain |
| State With Reported Bank Holiday | Sikkim |
| Nationwide Bank Holiday | No |
| Public Sector Banks in Sikkim | Branches Closed |
| Private Sector Banks in Sikkim | Branches Closed |
| UPI and Internet Banking | Generally Available |
| ATM Services | Generally Available |
| RBI Official Website | https://www.rbi.org.in/ |
Banking schedules should be confirmed through the official RBI holiday calendar or the relevant bank branch.
Why Are Banks Closed in Sikkim on October 22?
The reported closure is associated with Durga Puja and Dashain celebrations.
Dashain is an important festival celebrated by many members of Sikkim's Nepali Hindu community.
The festival is associated with the worship of Goddess Durga and the symbolic victory of good over evil.
Families observe traditional rituals, prayers and gatherings during the festival period.
One of the significant customs involves elders blessing younger family members with tika.
The celebrations hold cultural and religious importance in Sikkim and other Himalayan regions.
Because the festival is recognised under the applicable regional holiday schedule, bank branches in Sikkim are expected to remain closed on October 22.
Which Banks Will Remain Closed?
The holiday is expected to affect branches of major public and private sector banks operating in Sikkim.
These include branches of institutions such as:
- State Bank of India (SBI)
- Punjab National Bank (PNB)
- Bank of Baroda
- Canara Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
The closure applies to the relevant branches in the holiday-observing state, not automatically to every branch of these banks across India.
For example, an SBI branch in Sikkim may be closed while an SBI branch in Jaipur or Delhi continues normal operations.
Customers should check their specific branch's schedule before visiting.
Will Banks Open in Delhi, Uttar Pradesh and Rajasthan?
The October 22 holiday mentioned in the report is specific to Sikkim.
Branches in states and regions where no applicable holiday has been notified are expected to operate normally.
This includes locations such as Delhi, Uttar Pradesh, Rajasthan, Madhya Pradesh and Punjab, subject to any separate local notification.
Customers planning to deposit cash, update KYC documents, access locker facilities or complete other branch-related tasks can generally visit their banks during normal working hours in these areas.
However, checking the local branch schedule remains advisable.
Bank Holiday on October 21: Where Are Banks Closed Today?
The supplied report also lists regional bank holidays for Wednesday, October 21, 2026.
According to that schedule, bank branches are closed in six states on account of Vijayadashami and Durga Puja.
These states are:
- Assam
- Karnataka
- Kerala
- Sikkim
- Tripura
- West Bengal
Branches in other states generally follow their regular schedules unless a separate holiday applies.
The distinction between October 21 and October 22 is important because the list of holiday-observing states changes.
Bank Holidays From October 21 to October 31, 2026
Several regional festivals and regular weekly holidays fall during the remaining days of October.
The following table summarises the dates mentioned in the supplied report.
| Date | Day | Occasion | State or Region |
|---|---|---|---|
| October 21 | Wednesday | Vijayadashami / Durga Puja | Assam, Karnataka, Kerala, Sikkim, Tripura, West Bengal |
| October 22 | Thursday | Durga Puja / Dashain | Sikkim |
| October 23 | Friday | Durga Puja / Dashain | Sikkim |
| October 24 | Saturday | Fourth Saturday | Nationwide |
| October 25 | Sunday | Weekly Holiday | Nationwide |
| October 26 | Monday | Lakshmi Puja / Accession Day / Maharishi Valmiki Jayanti | Chandigarh, Jammu and Kashmir, Tripura |
| October 29 | Thursday | Karwa Chauth | Himachal Pradesh |
| October 31 | Saturday | Sardar Vallabhbhai Patel Jayanti | Gujarat |
The table reflects the holiday dates and locations stated in the source report. Regional notifications and RBI calendar entries should be checked for confirmation.
Banks Closed for Three Consecutive Days in Sikkim?
According to the reported schedule, Sikkim observes banking holidays on October 21, 22 and 23.
These dates are associated with Vijayadashami, Durga Puja and Dashain celebrations.
The following two days are also regular banking holidays:
October 24 is the fourth Saturday of the month, and October 25 is Sunday.
If the reported regional schedule applies without any changes, this would mean five consecutive days without regular branch banking services in Sikkim, from October 21 through October 25.
Customers with urgent branch-related work should plan accordingly.
Digital banking channels may remain available during this period.
Why Are Banks Closed on October 24?
October 24, 2026, falls on the fourth Saturday of the month.
Under India's regular banking holiday arrangement, bank branches generally remain closed on the second and fourth Saturdays.
Therefore, October 24 is a nationwide scheduled bank holiday.
The source article contains a typographical error referring to the fourth Wednesday. The correct reason for the closure is the fourth Saturday.
October 25 is a Sunday, when regular bank branches are also closed.
Will Banks Remain Closed on October 26?
The supplied report lists additional regional holidays on Monday, October 26.
These include Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.
The reported affected regions are Chandigarh, Jammu and Kashmir, and Tripura.
However, the applicable holiday can vary by location.
Customers should confirm the exact notification for their city or state.
Branches in areas without an applicable holiday are generally expected to function normally.
Is October 31 a Bank Holiday?
The report identifies October 31, 2026, as a bank holiday in Gujarat in connection with Sardar Vallabhbhai Patel Jayanti.
October 31, 2026, falls on a Saturday, not Wednesday as incorrectly stated in the source article.
It is also the fifth Saturday of October, which is not automatically a nationwide bank holiday under the regular second- and fourth-Saturday closure rule.
Therefore, the reported Gujarat holiday should not be interpreted as a nationwide Saturday closure.
Customers should verify the applicable regional holiday notification.
Will UPI, ATM and Internet Banking Work on Bank Holidays?
Yes. Most digital banking services generally remain accessible even when physical bank branches are closed.
Customers can usually use UPI applications, mobile banking, internet banking and ATMs.
However, occasional technical issues, scheduled maintenance or service-specific restrictions may still affect availability.
| Banking Service | Expected Availability During Holidays |
|---|---|
| UPI Payments | Generally Available |
| Mobile Banking | Generally Available |
| Internet Banking | Generally Available |
| ATM Cash Withdrawals | Generally Available |
| NEFT | Generally Available Through Supported Channels |
| RTGS | Generally Available Through Supported Channels |
| IMPS | Generally Available |
| Cash Deposit at Branch Counter | Unavailable at Closed Branches |
| Locker Access | Generally Unavailable at Closed Branches |
| In-Person KYC Services | Generally Unavailable at Closed Branches |
Digital transactions are generally available, but individual bank services may be affected by maintenance or technical interruptions.
What Happens to Cheque Clearing on Bank Holidays?
Cheque processing depends on the applicable clearing arrangements and banking infrastructure.
Customers should not assume that every cheque deposited immediately before a holiday will be credited on the next calendar day.
Some processing activities may be affected by branch closures, cut-off times or applicable clearing schedules.
If a payment is time-sensitive, it may be safer to use an appropriate digital transfer method or confirm the clearing timeline with the bank.
Businesses handling supplier payments, salaries or other obligations should plan around local banking holidays.
How to Check the Official RBI Bank Holiday Calendar
Customers can verify state-wise banking holidays through the Reserve Bank of India's official website.
Follow these general steps:
- Visit https://www.rbi.org.in/.
- Find the bank holiday calendar or holiday-related information.
- Select the relevant month and regional centre, where the calendar provides that option.
- Review the dates and occasions listed for your location.
- Confirm your branch's working schedule if you have an urgent transaction.
Customers can also consult the official website or customer service channel of their bank.
Because holiday observance can vary between regions, a state-specific calendar is more useful than a general nationwide holiday list.
Bank Holiday October 22: Frequently Asked Questions
Are banks closed across India on October 22, 2026?
No. The supplied report identifies Sikkim as the state observing a bank holiday on October 22.
Why are banks closed in Sikkim?
The reported holiday is associated with Durga Puja and Dashain.
Will SBI and HDFC Bank branches remain closed?
Their branches in Sikkim are expected to observe the applicable holiday. Branches in other states may remain open.
Are banks open in Jaipur on October 22?
According to the supplied schedule, Rajasthan is not among the states observing the October 22 holiday. Jaipur branches are therefore generally expected to operate normally, subject to local notifications.
Will UPI work on October 22?
UPI services are generally available on bank holidays.
Are banks closed on October 24 and 25?
Yes. October 24 is the fourth Saturday, and October 25 is Sunday.
Where can customers confirm bank holidays?
The RBI's official website and the relevant bank's official channels provide holiday information.
Final Takeaway
Bank branches in Sikkim are expected to remain closed on Thursday, October 22, 2026, due to Durga Puja and Dashain celebrations.
The holiday is regional rather than nationwide, so customers in most other states can generally continue visiting bank branches during regular working hours.
Sikkim is also listed for a bank holiday on October 23, followed by the nationwide fourth-Saturday and Sunday closures on October 24 and 25.
Customers with urgent branch-related work should check the official state-wise RBI calendar before visiting, while UPI, ATMs and most digital banking services are expected to remain available.
Disclaimer: This article is based on the supplied October 21, 2026, news report. Regional bank holidays may vary according to official notifications. Customers should verify the applicable dates through the Reserve Bank of India or their bank before planning branch visits.
Remove repeated holiday explanationsResolve conflicting date corrections
